Scott – this is how the project module is designed.
If you want to use Project Budget functionality you have to post into a project.
If you post into a project, the “normal” posting profiles no longer apply but the posting profiles in the project module.
If all you need is budget functionality against certain cost accounts, you possibly can use the ledger budget functionality?
If you want to have further budget breakdown/breaking by “project” you can see if it will work for you to define an additional Financial Dimension against these accounts, call it “project” and populate it when you post into these accounts?
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